[Hash Vapor]

Open a cibc account, get the one with the lowest fees, keep a few bucks kicking around it just to keep the monthly fees at bay. This account should you choose not to keep it as a main account could serve simply as a venue to make payments via emt. Get your new cibc bank card and go log into the cibc site and press the button that says online banking register. You can register there, probably even, they might be able to set up for you. Problem solved. They might even offer you a credit card and/or line of credit, maybe.